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Apply for Free in less than 3 mins to find your Home buying budget. No impact on your credit score and non-binding to you.
Once you are approved for a home buying budget, you can find your dream home that qualifies for our program.
We help you in getting your dream home at very attractive rates from the landlord because of our deep expertise in real estate. You make an initial payment of 1% to 3% of the purchase price of the home. This goes to your “Utopia Wallet” savings for your future down payment.
Rent your home while we work with the landlord and you to make you a Homeowner. Our innovative “Wealth Builder” program improves your credit and turbo-charges your monthly savings for Down Payment by sharing with you the gains from Home Price Appreciation. Your monthly payments also include built in saving contributions to your wallet so that you could have enough money to make down payment in 1 to 3 years. If needed, we also assign you a credit coach to improve your credit score.
Whenever you are mortgage ready with enough savings in your “Utopia Wallet” and an improved credit score, you can buy your dream home from your landlord. And, for some reason, if your plans have changed then you can move out (with an agreed upon notice period) and keep all your monthly contributions to your “Utopia Wallet”.
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